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North west tasmania with boats at sunset. It started with a boat loans. Coastal Finance - finance brokers who consider all aspects of your position before making a decision on your loan application.

Personal & Lifestyle Finance

It started with a boat loan.

Before you sign, talk to us.

Most people come to us because they’ve found the boat, car, caravan, or equipment they want.

They come to us for finance. We look beyond the loan they’re applying for.

Before we arrange your loan, we take the time to understand what’s sitting in your file. Existing loans. Repayments. Interest rates. The things that could quietly be costing you money.

Because the loan you’re applying for isn’t always where the biggest opportunity sits.

Book a Financial Health Check Call
Lake St Clair Tasmania at Sunset - Coastal Finance - Finance Brokers who care about your money and future.

It started with a simple yes.

Spike came to Coastal Finance for a boat loan.

He’d found the boat. He was ready to go.

Most lenders would’ve focused on getting the application approved as quickly as possible.

We took a different approach. Before arranging the loan, we reviewed the lending he already had.

That’s when we found an unsecured personal loan sitting at 19% interest. It wasn’t a new loan; it was simply a loan he’d been living with as nobody had looked beyond the application sitting in front of them.

By restructuring that loan alongside the new boat finance, we reduced the interest rate to 10.24%, shortened the loan term by a year and potentially saved around $15,000 in interest over the life of the loan.*

That’s why we ask a few more questions. Because sometimes the best outcome isn’t the loan you came in for.

 

I absolutely recommend using coastal finance. The staff are very easy to deal with and give great support during your whole application. I will definitely be using coastal finance again in the future. Coastal Finance Review Spike Denby

Good finance isn’t just about saying yes.

~$15,000

Estimated interest saving through the loan restructure*

19% -> 10.24%

Personal loan interest rate reduced

1 year

Loan term reduced

*General information only: Savings are indicative and based on a client’s individual circumstances, loan amount and term. Outcomes will vary. Lending subject to approval.

What's sitting in your file?

Spike wasn’t looking for a financial review; he just wanted his boat.

But once we looked beyond the loan application itself, there was an opportunity to improve his overall lending position.

We’ll take the time to understand your situation, explain what we find and talk you through your options. Whether there’s an opportunity to improve your lending or everything is already in good shape, you’ll have the information you need to make a confident decision.

That’s why it’s worth talking to us before you sign.

Book a Financial Health Check Talk to us

When is it worth having a conversation with a finance broker?

  • You’ve found the car, boat, caravan or equipment you want and simply need finance.
  • You have more than one loan or repayment and haven’t reviewed them in a while.
  • You’re self-employed or your income doesn’t fit neatly into a bank’s standard process.
  • You’re planning a major purchase and want to understand your options first.
  • You’re carrying older loans and aren’t sure whether they’re still competitive.
  • You’d simply like someone to look over your lending before you commit.

Finance for life, work, and everything in between

Whether you’re financing something for your lifestyle, family, or business, we can help with finance for:

Derwent River and Hobart seascape. Boat Loan financing Coastal Finance.

Boat finance

We’ll help you find finance for your first boat, your next upgrade or something bigger, with a loan that suits your plans and budget.

From everyday vehicles to commercial fleets, we’ll help you compare finance options that fit your circumstances. Coastal Finance Car Loans

Vehicle finance

Whether it’s for work or everyday life, we’ll help you compare finance options for cars, motorcycles, utes, vans and commercial vehicles.

Planning your next adventure? We’ll help you arrange finance so you can hit the road with confidence. Coastal Finance Caravan and Motorhome financing and loans

Caravan Finance

We’ll help you arrange finance for caravans and motorhomes, so you can get on the road with confidence.

Whether you’re investing in new equipment, replacing machinery or purchasing specialised business assets, we’ll help you find the right finance for your business.

Business Finance

We’ll help you finance equipment, machinery and specialised business assets that keep your business moving.

Whether you’re facing an unexpected medical expense or planning a high-cost procedure, we’ll help you explore finance options that suit your circumstances.

Medical Finance

We’ll help you explore finance options for planned procedures and unexpected medical expenses.

Young people camping in new tent on top of car. Freedom of choice through financing. Coastal Finance - Finance Broker - Melbourne and Tasmania

Personal finance

We’ll help you explore finance options for renovations, weddings, holidays and life’s other big moments.

Finance isn’t just about getting approved.

It’s about making sure the loan fits where you’re headed.

At Coastal Finance, we take the time to understand your circumstances, explain your options clearly and help you make confident financial decisions.

Whether the answer is straightforward or there’s an opportunity to improve something else along the way, you’ll know you’ve explored your options before you sign.

Before you sign, talk to us.

If you’re buying your next asset, we’d love to help.

Book a Financial Health Check and let’s make sure you’re making the most of your money.

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Name*
Let us know if there is anything else you would like us to know. Once you submit the form, and we have received it, we will be in contact and make a time to conduct the financial health check.
This field is for validation purposes and should be left unchanged.

"*" indicates required fields

Name*
Let us know if there is anything else you would like us to know. Once you submit the form, and we have received it, we will be in contact and make a time to conduct the financial health check.
This field is for validation purposes and should be left unchanged.