The Nut. North West Tasmania. Inspiration for Coastal Finance who started in Tasmania in 2017. We began with a simple belief: that finding the right loan should feel as refreshing as time spent by the coast.

About Coastal Finance.

Coastal Finance began with a simple belief: that finding the right loan should feel as refreshing as time spent by the coast.

Founded in Tasmania and now proudly supporting clients across Melbourne and beyond, our story is one of local knowledge, personalised service, and a genuine commitment to helping Australians achieve their financial goals. From first home buyers and retirees to growing businesses, we’re here to make your finance journey clear, calm, and confidently guided.

Coastal Finance - finding the right loan should be as refreshing as time spent by the coast. Finance Broker Australia

That's meant asking the questions other finance brokers have skipped since 2017.

Most brokers will get you the loan you asked for. We’d also like to ask what else is sitting in your finances that nobody’s looked at in a while. An old personal loan on a rate you’ve stopped noticing. A structure that made sense five years ago and doesn’t anymore. Things that don’t show up unless someone takes the time to ask.

That’s the difference between getting approved and being looked after. It’s how we’ve worked since 2017, and it’s still how every conversation starts today, whether that’s a first home, commercial loans, that new car or boat, or a debt you’ve simply been living with that really needs refinancing.

Over 25 years of combined experience across the team. Home and property, first home buyers, business and commercial lending, personal and lifestyle loans, investment and SMSF loans. We have access to over 40 lenders, so there’s usually a way through.

We are led by our Managing Director and Founder, Sammi Haines, who’s spent close to two decades building a reputation for straight answers and genuine care rather than a sales pitch. Sonie, Cat, and Amelia bring the same approach, so whoever you end up speaking with, it never feels like starting from scratch.

Meet the Coastal Finance Team

A loan doesn’t end at settlement; it’s the start of whatever comes next: a new home, a growing business, life just generally getting more complicated. We’re still down the road in Wynyard when that happens, not a call centre number you’re routed through. Same people, whether it’s your first conversation or your fifth year with us. Working across Tasmania and Melbourne, Victoria means that access doesn’t disappear if you’re not local either.

We hold Australian Credit Licence 384704 and work within ASIC’s rules for lending and advertising, so what we tell you holds up, not just what sounds good.

Different loans. Different circumstances. Start here with Coastal Finance.

Whatever you’re financing, we start by understanding what you need, what you already have and what matters next.

Image of young couple infront of their first home by the coast. Coastal Finance - finance brokers based in Tasmania and Victoria - Australia.

Home and property loans

Support for every step of the home journey.

Home finance has a lot of moving parts. We help you understand what matters, compare your options and keep the process moving from first conversation to settlement.

First home buyer loans
Investment property loans
Construction loans
Refinancing options

Explore home loans

Locan business woman holding the rewards of her work - the eggs from her chickens! Business loans - Coastal Finance - Finance Broker - Melbourne & Tasmania

Business and commercial loans

Business rarely fits neatly into a lending box.

Whether you’re buying equipment, investing in property, managing cash flow or planning the next stage of growth, we look at how your business functions before looking at the finance.

Business loans
Commercial property finance
Equipment and vehicle finance
Working capital and cash flow solutions
Asset-based lending
Loans for start-ups and established businesses

Explore business finance

Young people camping in new tent on top of car. Freedom of choice through financing. Coastal Finance - Finance Broker - Melbourne and Tasmania

Personal and lifestyle finance

You’ve thought about what you’re buying or what you need. How you finance matters too.

From cars and boats to caravans, equipment and personal finance, we look beyond the application in front of us and consider how the new loan fits with everything else you already have going on.

Personal loans
Vehicle finance
Boat finance
Caravan and motorhome finance
Medical finance
Equipment and machinery finance

Explore personal & lifestyle finance

image of couple joyful and thinking of retirement years. Coastal Finance - Finance Brokers - Tasmania & Melbourne

Investment and SMSF lending

Some finance decisions are about what comes next.

We help investors and SMSF borrowers understand their lending options, structure finance carefully and make decisions with the longer term in mind.

Self-managed super fund (SMSF) loans
Investment property loans
Commercial property finance

Explore investment loans

You don’t need to have it all worked out. Let's talk.

You might know exactly what you need. Or you might just know something needs a closer look. Either way, talk to us. One of our finance brokers will help you work out where to start.

Visit us: 50 Goldie Street, Wynyard, TAS 7325
Call us: (03) 6449 9121

📧 Email us: admin@coastalfinance.com.au